Home Buying Grant FAQ

Q: What is MyCommunityProject.org?

A: MyCommunityProject.org is designed for people who are buying, refinancing, or selling a home that work in the fore mentioned fields of employment giving them the ability to apply for a Home Buying Grant that offers free money to help pay towards their closing costs up to $6500.

Q: What Programs are available?

A: From the Lending perspective our Preferred lenders have every possible program you can imagine, if you can’t find a good Loan Program that fits, we want to hear about it?

Q: Do You have to repay the Grant?

A: No, This grant is available through MyCommunityProject.org and other programs we utilize and does not have to be repaid. However, they are subject to availability.

Q: What Professions qualify?

A: Our program includes people who work in the public service professions such as Police, Fire, Active, Retired, or Reserved Military, Nurses, Government Workers, Medical Professionals.

Q: Can I only buy certain homes?

A: No, you can buy any home on the market in any area, it just needs to be within your own loan approval.

Q: What are the fees involved?

A: There are no fees for anything revolving around getting the Home Buyers Grant

Q: Is there an Application fee?

A: No, there are never any applications fees for the Home Buyers Grant.

Q: Will you pull my credit?

A: No, MyCommunityProject.org does not ask for your personal financial information. We will reach out you after receiving the grant application to go over the program and any questions you might have.

Q: Do I have to be a first time home buyer?

A: No, you can be buying your fifth home, refinancing, or an investment property. There are NO limitations on how many times you can use the Home Buyers Grant.

Q: Can I own more than one home?

A: Yes, this doesn’t have to be your only home. Even if you own another home you can still take advantage of our home buying grant.

Q: IS MyCommunityProject.org a lender?

A: NO but we do work with Preferred lenders that are consistent with our core principles and philosophies.

Q: Are their income restrictions?

A: No, there are no income restrictions of any kind.

Q: Is there a minimum or maximum loan amount?

A: We accept all applications no matter the loan size.

Q: Do I need to use a MyCommunityProject.org realtor?

A: It is not a mandatory, but it is recommended as realtors in the network have been properly vetted, proven negotiators, and adhere to our core principles and philosophies.